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How to Reduce Stress in your Retirement Part 3

Posted by Pacesetter Financial Services

Financial Planning for your Retirement That Puts You First
If you don't plan for your retirement, you run the real risk of finding out too late that you can no longer afford to live the way you did before you retired. On the other hand, financial planning gives you control, and the opportunity to find out how to capitalise on, or improve, your financial position come retirement. Making well-considered decisions now will likely mean that you won’t need to rely on a limited age pension. Read More


How to Reduce Stress in your Retirement Part 2

Posted by Pacesetter Financial Services

Retirement Income Streams
Where will your income come from once you stop working?
If you're struggling to answer this question, it's time to seek our advice to help you plan towards the retirement lifestyle of your choice. The fact is, your income during retirement is likely to come from more than one source and will most likely vary over time, depending on market conditions, investment strategy and your individual circumstances. Planning is vital to be able to create adequate income for this important stage of your life. Read More


How to Reduce Stress in your Retirement Part 1

Posted by Pacesetter Financial Services

Retirement Living Costs
Retiring means beginning a phase of life that brings significant change. If you are financially prepared, it can be a really interesting and satisfying time of life. If you are not, it could be stressful and frustrating. We urge you to begin 2017 with this achievable New Year’s resolution: Focus on financial planning for your retirement. Read More


How much will you need to retire? It’s the 1 million dollar question

Posted by Pacesetter Financial Services

A report1 released earlier this year revealed that a ‘comfortable’ lifestyle in retirement will cost a healthy retired couple, who own their own home, $58,922 per year. Given a life expectancy of nearly age 83, that will amount to having over 1 million dollars in retirement funding. The alternative is a ‘modest’ lifestyle, requiring $34,064 per couple for year (which is slightly more than the Aged Pension2). Either way, creating a capital base that will deliver funds for your retirement takes planning and if you haven’t started thinking about it yet, it’s time you do. Read More


How to decide where to live in retirement

Posted by Pacesetter Financial Services

When you retire you begin a phase of life that brings significant changes, and if you’re financially prepared, it can be a really interesting and satisfying time of life. Your options in retirement will largely come down to what’s affordable once you’re no longer earning. So seeking financial advice as you approach retirement can be invaluable in helping you to set and work towards achieving goals. Among your retirement planning priorities will be where to live. Here are three key tips you should consider, and that we can help you to fully explore to enjoy your retirement of choice.  Read More



How bright is your future looking?

Posted by Pacesetter Financial Services

If you are a Gen X or Gen Y sandwiched in between the Baby Boomers and the Millenniums, your focus today could be on funding mortgage repayments and/or your kids’ education. Read More