One thing we can be certain of when it comes to super is that the rules will change from time to time. It’s a fact of life, there’s nothing we can do about it and the good news is that it doesn’t have to keep you up at night. In fact, when you’re making your super decisions under advice that is tailored specifically to your circumstances, you can take comfort in the knowledge of the core principles that historically demonstrate that super is still amongst the most effective retirement savings vehicles on offer.  Read More

We have written previously on rising education costs in Australia. It’s a topic that’s increasingly relevant for our clients given the growing trend for grandparents to fund their grandchildren’s schooling. If you’re paying for your grandchildren’s education, or plan to do so when you retire here are two ways to make it much more affordable. Read More

When you retire you begin a phase of life that brings significant changes, and if you’re financially prepared, it can be a really interesting and satisfying time of life. Your options in retirement will largely come down to what’s affordable once you’re no longer earning. So seeking financial advice as you approach retirement can be invaluable in helping you to set and work towards achieving goals. Among your retirement planning priorities will be where to live. Here are three key tips you should consider, and that we can help you to fully explore to enjoy your retirement of choice.  Read More

Retirees and those nearing retirement with large superannuation balances and other assets and investments will likely be affected by new pension asset test changes, which passed Parliament on 22 June, 2015. Read More

If you or someone you know has recently been made redundant, this tip is for you … Read More

If you’re in business and you don’t have a plan for an involuntary or unexpected exit by any of the business partners, this tip is for you.  Read More

If you would like to retire with the freedom to enjoy a lifestyle of your choosing, then this tip is for you. Read More

Even though family succession planning may seem complex, it’s important to take action. A range of matters require your attention if you want to achieve your financial outcomes and leave a legacy for the next generation. Please take a moment to read this summary of important financial and family matters to consider, then give us a call to take the first steps for implementing your family succession plan. Read More

The ‘underinsured’ gap for life insurance is closing in Australia, and while this is an encouraging sign, there is still more to be done in terms of education, particularly when it comes to knowing what happens to your insurance funds in the unfortunate event of a claim. Read More

Pacesetter’s licensee, Fortnum Financial Advisers, has won the CoreData Licensee of the Year Award for the second year running. Although the Award reflects the votes of advisers, it has a direct and important knock-on effect for our clients. By voting for Fortnum, advisers demonstrated their on-going confidence in the depth and range of support services offered not just to them, but to their clients. Pacesetter’s clients can rest assured that we are well equipped and well supported, to deliver truly progressive financial planning advice. Here are the top four reasons why Fortnum Financial Advisers win awards. Read More